Health Benefits for Bargaining Unit Employees

Whether it’s a minor illness, medical need, maternity care, dental, or vision needs, we want to make sure our employees have great insurance coverage for themselves and their families.

To that end, our bargaining unit employees enjoy one of the most competitive health benefits packages in the industry.

To learn more about our plans, click the relevant links below:

Flexible Spending Account OverviewVision Plan Summary 2025 Barg Unit eGuide

Want to Change Your Plan?

If you have a “qualifying event” happen in your life, you’re eligible to revise your insurance plans and flexible spending accounts within 31 days following the event. After 31 days, you must wait for Open Enrollment.

A Qualifying Event includes the birth of a baby, adoption, marriage, divorce, and/or loss of eligibility from another carrier.

Be prepared to provide documentation to support the change in status (e.g. marriage license, birth certificate, divorce decree, etc). If you’re wondering whether your event qualifies, contact Human Resources for more information.

To update your plans, download and complete the form below and submit to Human Resources within 31 days of the qualifying event.

Medical Plan Change FormDental Plan Change Form FSA Account Change FormVision Plan Change FormSupp Life – AD&DBeneficiary Designation FormBene – Transfer to Minor

Eligibility & Enrollment

You’re eligible for our benefits package if you are an active full-time employee regularly scheduled to work 30 or more hours per week. You may also enroll your eligible family members for coverage under the same plans you choose for yourself.

For more information on eligibility and enrollment, click here.

Documentation required

To add a spouse:
– Marriage license and 
– Filing Page of previous year tax forms or
– Other contractual agreement signed with spouse (please black-out financial information)

To add a child/dependent:
– Copy of certified birth certificate, or adoption paperwork from agency or country
– Legal guardianship:  court documents stating the appointed guardianship

Privacy Standards

At SMC, we’re committed to protecting our employees’ personal and medical information.

Click here for our bargaining unit privacy standards and HIPAA compliance information.

Insurance Terms

Health insurance has a language all its own. Understanding how your insurance plan works is something everyone needs to master. These terms are important to know to get the most out of your health care coverage.

Click here to learn about important insurance terms.